Frequently Asked Questions

To qualify for a business loan with us, you need to:

Have owned your Business and been trading in the same location for at least 12 months.

Demonstrate a minimum turnover of $10,000 per month in total sales.

Once approved, funds can be available within 24 hours. In some cases, same day funding is available.

6 months business bank statements.

Completed application form – this can be done here.

Photo I.D for directors / borrowers

Note: If security is required we may request documents relevant to this.

Most of our loans are unsecured, however, a strong asset base can assist in increasing the approval rate and loan amount.

All loans over $200,000 require security.

There are no hidden fees and interest rates / charges for our business loans.

We have no application fees  or account keeping fees. We offer a low, up front flat fee and drawdown fee structure that is paid off with your weekly repayments.

You can access your monthly statement at no extra cost through your customer portal to keep track of your loan and manage your budget.

Our loan terms are generally between 6 – 36 months. However, each application is considered on a case-by-case basis to work with your industry and the cash flow of your business. There is no penalty for early payouts.

No. You need to be trading for a minimum of 12 months and have records of consistent sales. However, if you are already trading and would like to purchase an additional franchise or open another location we can help.

Simply apply here or phone 1300 660 681 to speak to one of our experienced Lending Managers today!