Frequently Asked Questions

To qualify for a business loan with us, you need to:

Have owned your Business and been trading in the same location for at least 6 months.

Demonstrate a minimum turnover of $10,000 per month in total sales.

In many cases we have gone from first phone call to funds in your bank in 3 days. To achieve this we require the minimal documentation provided quickly for assessment and verification.

6 months business bank statements.

Completed application form – this can be done here.

Photo I.D for directors / borrowers

Note: If security is required we may request documents relevant to this.

More than 80% of our loans are unsecured, however, a strong asset base can assist in increasing the approval rate and loan amount.

There are no hidden fees and interest rates / charges for our business loans.

We have no application fees, set up costs, early termination penalties or account keeping fees. We offer a low, flat fee structure that is paid off with your weekly or monthly repayments.

You can access your monthly statement at no extra cost through your customer portal to keep track of your loan and manage your budget.

Our loan terms are generally between 3 – 18 months. However, each application is considered on a case-by-case basis to work with your industry and the cash flow of your business.

No. You need to be trading for a minimum of 6 months and have records of consistent sales. However, if you are already trading and would like to purchase an additional franchise or open another location we can help.

Simply apply here or phone 1300 660 681 to speak to one of our experienced Lending Managers today!